{"id":2347,"date":"2026-01-20T09:33:45","date_gmt":"2026-01-20T01:33:45","guid":{"rendered":"https:\/\/www.anxinlirong.com\/?p=2347"},"modified":"2026-01-21T14:37:03","modified_gmt":"2026-01-21T06:37:03","slug":"%e7%a7%81%e5%8b%9f%e8%82%a1%e6%9d%83%e5%9f%ba%e9%87%91%e8%ae%a4%e7%bc%b4%e6%93%8d%e4%bd%9c%e6%b5%81%e7%a8%8b%e4%b8%8e%e5%90%88%e8%a7%84%e4%bf%9d%e9%9a%9c","status":"publish","type":"post","link":"https:\/\/www.anxinlirong.com\/?p=2347","title":{"rendered":"\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u8ba4\u7f34\u64cd\u4f5c\u6d41\u7a0b\u4e0e\u5408\u89c4\u4fdd\u969c"},"content":{"rendered":"<p><span style=\"color: #808080;\">\u672c\u6587\u6765\u6e90\uff1a<\/span><a href=\"https:\/\/mp.weixin.qq.com\/s\/As7T9X2WVyRoGwsOfGdB4g\">\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u8ba4\u7f34\u64cd\u4f5c\u6d41\u7a0b\u4e0e\u5408\u89c4\u4fdd\u969c<\/a><\/p>\n<section data-pm-slice=\"0 0 []\">\n<h2>\u76ee\u5f55<\/h2>\n<ul class=\"list-paddingleft-1\">\n<li>\n<section>1. \u79c1\u52df\u80a1\u6743\u57fa\u91d1\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u53ca\u5176\u5408\u89c4\u8981\u70b9\u8be6\u89e3<\/section>\n<ul class=\"list-paddingleft-1\">\n<li>\n<section>1.1. \u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\uff1a\u8bc6\u522b\u4e0e\u5339\u914d<\/section>\n<\/li>\n<li>\n<section>1.2. \u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1a\u53cd\u6d17\u94b1\uff08AML\uff09\u4e0e\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\uff08CRS\uff09\u6838\u67e5<\/section>\n<\/li>\n<li>\n<section>1.3. \u98ce\u9669\u63ed\u793a\u4e0e\u5408\u540c\u7b7e\u7f72<\/section>\n<\/li>\n<li>\n<section>1.4. \u6295\u8d44\u51b7\u9759\u671f\u4e0e\u56de\u8bbf\u786e\u8ba4<\/section>\n<\/li>\n<li>\n<section>1.5. \u8d44\u91d1\u52df\u96c6\u4e0e\u5907\u6848<\/section>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<section>2. \u79d1\u6280\u8d4b\u80fd\uff1aSaaS\u8f6f\u4ef6\u5982\u4f55\u91cd\u5851\u8ba4\u7f34\u6d41\u7a0b<\/section>\n<\/li>\n<\/ul>\n<ul class=\"list-paddingleft-1\">\n<li style=\"list-style-type: none;\">\n<ul class=\"list-paddingleft-1\">\n<li>\n<section>2.1. \u5168\u6d41\u7a0b\u6570\u5b57\u5316\u4f18\u5316\u4e0e\u6548\u7387\u63d0\u5347<\/section>\n<\/li>\n<li>\n<section>2.2. \u5d4c\u5165\u5f0f\u5408\u89c4\uff1a\u4ece\u201c\u4eba\u5de5\u5ba1\u6838\u201d\u5230\u201c\u7cfb\u7edf\u667a\u63a7\u201d<\/section>\n<\/li>\n<li>\n<section>2.3. \u6570\u636e\u4e2d\u53f0\uff1a\u6784\u5efa\u5168\u751f\u547d\u5468\u671f\u6570\u636e\u8d44\u4ea7<\/section>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<section>3. \u7ebf\u4e0a\u8bb0\u5f55\u7684\u6cd5\u5f8b\u4ef7\u503c\u4e0e\u53cc\u91cd\u4fdd\u969c\u673a\u5236\u6784\u5efa<\/section>\n<ul class=\"list-paddingleft-1\">\n<li>\n<section>3.1. \u7ebf\u4e0a\u8bb0\u5f55\uff1a\u6784\u5efa\u4e0d\u53ef\u7be1\u6539\u7684\u201c\u8bc1\u636e\u94fe\u201d<\/section>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul class=\"list-paddingleft-1\">\n<li style=\"list-style-type: none;\">\n<ul class=\"list-paddingleft-1\">\n<li>\n<section>3.2. \u4fdd\u62a4\u5404\u65b9\u6743\u76ca\uff1a\u7ebf\u4e0a\u8bb0\u5f55\u7684\u53f8\u6cd5\u4ef7\u503c<\/section>\n<\/li>\n<li>\n<section>3.3. \u53cc\u91cd\u4fdd\u969c\uff1a\u7ebf\u4e0a\u6d41\u7a0b\u4e0e\u7ebf\u4e0b\u786e\u8ba4\u7684\u878d\u5408\u673a\u5236<\/section>\n<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/section>\n<h1>1. \u79c1\u52df\u80a1\u6743\u57fa\u91d1\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u53ca\u5176\u5408\u89c4\u8981\u70b9\u8be6\u89e3<\/h1>\n<p>\u968f\u7740\u4e2d\u56fd\u79c1\u52df\u80a1\u6743\u6295\u8d44\u5e02\u573a\u7684\u84ec\u52c3\u53d1\u5c55\uff0c\u76d1\u7ba1\u4f53\u7cfb\u4ea6\u65e5\u8d8b\u5b8c\u5584\u3002\u4e2d\u56fd\u8bc1\u5238\u6295\u8d44\u57fa\u91d1\u4e1a\u534f\u4f1a\uff08\u4ee5\u4e0b\u7b80\u79f0\u201c\u4e2d\u57fa\u534f\u201d\uff09\u53d1\u5e03\u7684\u4e00\u7cfb\u5217\u6cd5\u89c4\u6307\u5f15\uff0c\u5bf9\u57fa\u91d1\u52df\u96c6\u3001\u6295\u8d44\u8005\u4fdd\u62a4\u3001\u98ce\u9669\u63a7\u5236\u7b49\u65b9\u9762\u63d0\u51fa\u4e86\u660e\u786e\u8981\u6c42\u3002\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u7684\u8ba4\u7f34\u6d41\u7a0b\uff0c\u4f5c\u4e3a\u57fa\u91d1\u751f\u547d\u5468\u671f\u7684\u8d77\u70b9\uff0c\u5176\u5408\u89c4\u6027\u81f3\u5173\u91cd\u8981\u3002\u4f20\u7edf\u4e0a\uff0c\u8be5\u6d41\u7a0b\u9ad8\u5ea6\u4f9d\u8d56\u7ebf\u4e0b\u4eba\u5de5\u64cd\u4f5c\uff0c\u73af\u8282\u7e41\u7410\u3001\u8017\u65f6\u8f83\u957f\u4e14\u6613\u4ea7\u751f\u5408\u89c4\u98ce\u9669\u3002\u672c\u7ae0\u8282\u5c06\u4f9d\u636e\u73b0\u884c\u6cd5\u89c4\uff0c\u5bf9\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u8fdb\u884c\u6b65\u9aa4\u5316\u62c6\u89e3\uff0c\u5e76\u6df1\u5165\u5256\u6790\u5404\u73af\u8282\u7684\u5408\u89c4\u8981\u70b9\u3002<\/p>\n<h2>1.1. \u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\uff1a\u8bc6\u522b\u4e0e\u5339\u914d<\/h2>\n<p>\u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\u662f\u79c1\u52df\u57fa\u91d1\u52df\u96c6\u7684\u9996\u8981\u73af\u8282\uff0c\u6838\u5fc3\u5728\u4e8e\u201c\u4e86\u89e3\u4f60\u7684\u5ba2\u6237\u201d\uff08KYC\uff09\u548c\u201c\u4e86\u89e3\u4f60\u7684\u4ea7\u54c1\u201d\uff08KYP\uff09\uff0c\u5e76\u5c06\u5408\u9002\u7684\u4ea7\u54c1\u9500\u552e\u7ed9\u5408\u9002\u7684\u6295\u8d44\u8005\u3002\u8be5\u8fc7\u7a0b\u4e3b\u8981\u5305\u62ec\u5408\u683c\u6295\u8d44\u8005\u8ba4\u5b9a\u3001\u98ce\u9669\u627f\u53d7\u80fd\u529b\u8bc4\u4f30\u548c\u4ea7\u54c1\u98ce\u9669\u7b49\u7ea7\u5339\u914d\u4e09\u4e2a\u6b65\u9aa4\u3002<\/p>\n<h3>1.1.1. \u5408\u683c\u6295\u8d44\u8005\u8ba4\u5b9a<\/h3>\n<p>\u6839\u636e\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6682\u884c\u529e\u6cd5\u300b\u53ca\u76f8\u5173\u89c4\u5b9a\uff0c\u79c1\u52df\u57fa\u91d1\u7684\u5408\u683c\u6295\u8d44\u8005\u9700\u6ee1\u8db3\u8d44\u4ea7\u6216\u6536\u5165\u6807\u51c6\uff0c\u5e76\u5177\u5907\u76f8\u5e94\u7684\u98ce\u9669\u8bc6\u522b\u548c\u627f\u62c5\u80fd\u529b\u3002\u5177\u4f53\u6807\u51c6\u5982\u4e0b\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u673a\u6784\u6295\u8d44\u8005\uff1a<\/strong><br \/>\n<section>\u51c0\u8d44\u4ea7\u4e0d\u4f4e\u4e8e1000\u4e07\u5143\u7684\u673a\u6784\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6682\u884c\u529e\u6cd5\u300b\u7b2c\u5341\u4e8c\u6761)\u3002<\/section>\n<\/li>\n<li><strong>\u4e2a\u4eba\u6295\u8d44\u8005\uff1a<\/strong><br \/>\n<section>\u91d1\u878d\u8d44\u4ea7\u4e0d\u4f4e\u4e8e300\u4e07\u5143\uff0c\u6216\u8005\u6700\u8fd1\u4e09\u5e74\u4e2a\u4eba\u5e74\u5747\u6536\u5165\u4e0d\u4f4e\u4e8e50\u4e07\u5143\u7684\u4e2a\u4eba\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6682\u884c\u529e\u6cd5\u300b\u7b2c\u5341\u4e8c\u6761)\u3002\u91d1\u878d\u8d44\u4ea7\u5305\u62ec\u94f6\u884c\u5b58\u6b3e\u3001\u80a1\u7968\u3001\u503a\u5238\u3001\u57fa\u91d1\u4efd\u989d\u3001\u8d44\u4ea7\u7ba1\u7406\u8ba1\u5212\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u6295\u8d44\u95e8\u69db\uff1a<\/strong><br \/>\n<section>\u6295\u8d44\u4e8e\u5355\u53ea\u79c1\u52df\u57fa\u91d1\u7684\u91d1\u989d\u4e0d\u4f4e\u4e8e100\u4e07\u5143\u4eba\u6c11\u5e01\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6682\u884c\u529e\u6cd5\u300b\u7b2c\u5341\u4e8c\u6761)\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u5728\u5b9e\u8df5\u4e2d\uff0c\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u4eba\u6216\u52df\u96c6\u673a\u6784\u5fc5\u987b\u8981\u6c42\u6295\u8d44\u8005\u63d0\u4f9b\u5fc5\u8981\u7684\u8d44\u4ea7\u8bc1\u660e\u6587\u4ef6\uff08\u5982\u94f6\u884c\u5b58\u6b3e\u8bc1\u660e\u3001\u5238\u5546\u8d44\u4ea7\u5bf9\u8d26\u5355\uff09\u6216\u6536\u5165\u8bc1\u660e\uff08\u5982\u4e2a\u4eba\u6240\u5f97\u7a0e\u5b8c\u7a0e\u8bc1\u660e\u3001\u94f6\u884c\u5de5\u8d44\u6d41\u6c34\uff09\uff0c\u5e76\u8fdb\u884c\u5408\u7406\u5ba1\u614e\u7684\u5ba1\u67e5\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u52df\u96c6\u884c\u4e3a\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e8c\u5341\u4e03\u6761)\u3002\u540c\u65f6\uff0c\u6295\u8d44\u8005\u9700\u51fa\u5177\u4e66\u9762\u627f\u8bfa\uff0c\u4fdd\u8bc1\u5176\u4e3a\u5408\u683c\u6295\u8d44\u8005\u4e14\u8d44\u91d1\u6765\u6e90\u5408\u6cd5\uff0c\u4e0d\u5f97\u6c47\u96c6\u4ed6\u4eba\u8d44\u91d1\u8fdb\u884c\u6295\u8d44\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u5907\u6848\u6307\u5f15\u7b2c2\u53f7\u2014\u2014\u79c1\u52df\u80a1\u6743\uff08\u521b\u4e1a\uff09\u6295\u8d44\u57fa\u91d1\u300b\u7b2c\u4e94\u6761)\u3002<\/p>\n<h3>1.1.2. \u98ce\u9669\u627f\u53d7\u80fd\u529b\u8bc4\u4f30<\/h3>\n<p>\u5728\u786e\u8ba4\u6295\u8d44\u8005\u8eab\u4efd\u540e\uff0c\u52df\u96c6\u673a\u6784\u9700\u901a\u8fc7\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u6295\u8d44\u8005\u98ce\u9669\u95ee\u5377\u8c03\u67e5\u300b\u5bf9\u5176\u98ce\u9669\u504f\u597d\u3001\u98ce\u9669\u8ba4\u77e5\u53ca\u627f\u53d7\u80fd\u529b\u8fdb\u884c\u8bc4\u4f30\u3002\u8be5\u95ee\u5377\u901a\u5e38\u5305\u542b\u4ee5\u4e0b\u5185\u5bb9\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u57fa\u672c\u4fe1\u606f\uff1a<\/strong><br \/>\n<section>\u5e74\u9f84\u3001\u804c\u4e1a\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u8d22\u52a1\u72b6\u51b5\uff1a<\/strong><br \/>\n<section>\u5bb6\u5ead\u53ef\u652f\u914d\u5e74\u6536\u5165\u3001\u53ef\u7528\u4e8e\u91d1\u878d\u6295\u8d44\u7684\u6bd4\u4f8b\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u6295\u8d44\u77e5\u8bc6\u4e0e\u7ecf\u9a8c\uff1a<\/strong><br \/>\n<section>\u5bf9\u91d1\u878d\u4ea7\u54c1\u7684\u4e86\u89e3\u7a0b\u5ea6\u3001\u6295\u8d44\u5e74\u9650\u3001\u66fe\u6295\u8d44\u4ea7\u54c1\u7c7b\u578b\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u6295\u8d44\u76ee\u6807\u4e0e\u671f\u9650\uff1a<\/strong><br \/>\n<section>\u8d44\u4ea7\u4fdd\u503c\u3001\u7a33\u5065\u589e\u957f\u6216\u8fc5\u901f\u589e\u957f\uff0c\u8ba1\u5212\u6295\u8d44\u671f\u9650\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u98ce\u9669\u504f\u597d\uff1a<\/strong><br \/>\n<section>\u5bf9\u672c\u91d1\u635f\u5931\u7684\u5bb9\u5fcd\u5ea6\u3001\u5728\u4e0d\u540c\u98ce\u9669\u6536\u76ca\u7ec4\u5408\u4e0b\u7684\u9009\u62e9\u7b49\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u6839\u636e\u95ee\u5377\u5f97\u5206\uff0c\u6295\u8d44\u8005\u901a\u5e38\u88ab\u5212\u5206\u4e3a\u4fdd\u5b88\u578b\u3001\u7a33\u5065\u578b\u3001\u5e73\u8861\u578b\u3001\u6210\u957f\u578b\u3001\u8fdb\u53d6\u578b\u7b49\u4e0d\u540c\u7c7b\u578b\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u6295\u8d44\u8005\u98ce\u9669\u95ee\u5377\u8c03\u67e5\u5185\u5bb9\u4e0e\u683c\u5f0f\u6307\u5f15\uff08\u4e2a\u4eba\u7248\uff09\u300b)\u3002\u52df\u96c6\u673a\u6784\u9700\u5efa\u7acb\u6863\u6848\u59a5\u5584\u4fdd\u5b58\u6295\u8d44\u8005\u7684\u8bc4\u4f30\u95ee\u5377\u53ca\u7ed3\u679c\u3002<\/p>\n<h2>1.2. \u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1a\u53cd\u6d17\u94b1\uff08AML\uff09\u4e0e\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\uff08CRS\uff09\u6838\u67e5<\/h2>\n<p>\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff08CDD\uff09\u662f\u5c65\u884c\u53cd\u6d17\u94b1\u4e49\u52a1\u548c\u91d1\u878d\u8d26\u6237\u6d89\u7a0e\u4fe1\u606f\u81ea\u52a8\u4ea4\u6362\uff08CRS\uff09\u8981\u6c42\u7684\u6838\u5fc3\u73af\u8282\uff0c\u65e8\u5728\u9632\u8303\u91d1\u878d\u72af\u7f6a\uff0c\u7ef4\u62a4\u91d1\u878d\u4f53\u7cfb\u7a33\u5b9a\u3002<\/p>\n<h3>1.2.1. \u53cd\u6d17\u94b1\uff08AML\uff09\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b<\/h3>\n<p>\u6839\u636e\u300a\u91d1\u878d\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u548c\u5ba2\u6237\u8eab\u4efd\u8d44\u6599\u53ca\u4ea4\u6613\u8bb0\u5f55\u4fdd\u5b58\u7ba1\u7406\u529e\u6cd5\u300b\u7b49\u89c4\u5b9a\uff0c\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u4eba\u4f5c\u4e3a\u91d1\u878d\u673a\u6784\uff0c\u5fc5\u987b\u5c65\u884c\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b\u4e49\u52a1\u3002\u4e3b\u8981\u63aa\u65bd\u5305\u62ec\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u8eab\u4efd\u6838\u5b9e\uff1a<\/strong><br \/>\n<section>\u6838\u5bf9\u5e76\u7559\u5b58\u5ba2\u6237\u6709\u6548\u8eab\u4efd\u8bc1\u4ef6\u6216\u5176\u4ed6\u8eab\u4efd\u8bc1\u660e\u6587\u4ef6\u7684\u590d\u5370\u4ef6\u6216\u5f71\u5370\u4ef6\u3002\u5bf9\u4e8e\u4e2a\u4eba\u5ba2\u6237\uff0c\u9700\u6838\u5b9e\u59d3\u540d\u3001\u8bc1\u4ef6\u53f7\u7801\u7b49\uff1b\u5bf9\u4e8e\u673a\u6784\u5ba2\u6237\uff0c\u9700\u6838\u5b9e\u5176\u540d\u79f0\u3001\u6ce8\u518c\u5730\u5740\u3001\u8425\u4e1a\u6267\u7167\u7b49\uff0c\u5e76\u4e86\u89e3\u5176\u4e1a\u52a1\u6027\u8d28\u3001\u6240\u6709\u6743\u548c\u63a7\u5236\u6743\u7ed3\u6784\u00a0(\u6765\u6e90: \u300a\u91d1\u878d\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u548c\u5ba2\u6237\u8eab\u4efd\u8d44\u6599\u53ca\u4ea4\u6613\u8bb0\u5f55\u4fdd\u5b58\u7ba1\u7406\u529e\u6cd5\u300b\u30142025\u3015\u7b2c11\u53f7\u4ee4)\u3002<\/section>\n<\/li>\n<li><strong>\u53d7\u76ca\u6240\u6709\u4eba\u8bc6\u522b\uff1a<\/strong><br \/>\n<section>\u5bf9\u4e8e\u6cd5\u4eba\u6216\u975e\u6cd5\u4eba\u7ec4\u7ec7\uff0c\u9700\u8bc6\u522b\u5e76\u91c7\u53d6\u5408\u7406\u63aa\u65bd\u6838\u5b9e\u5176\u53d7\u76ca\u6240\u6709\u4eba\uff0c\u5373\u6700\u7ec8\u62e5\u6709\u6216\u63a7\u5236\u5ba2\u6237\u7684\u81ea\u7136\u4eba\u00a0(\u6765\u6e90: \u300a\u91d1\u878d\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u548c\u5ba2\u6237\u8eab\u4efd\u8d44\u6599\u53ca\u4ea4\u6613\u8bb0\u5f55\u4fdd\u5b58\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e03\u6761)\u3002<\/section>\n<\/li>\n<li><strong>\u6301\u7eed\u5c3d\u804c\u8c03\u67e5\uff1a<\/strong><br \/>\n<section>\u5728\u4e1a\u52a1\u5173\u7cfb\u5b58\u7eed\u671f\u95f4\uff0c\u9700\u5bf9\u5ba2\u6237\u53ca\u5176\u4ea4\u6613\u8fdb\u884c\u6301\u7eed\u76d1\u63a7\u3002\u5f53\u5ba2\u6237\u4fe1\u606f\u53d8\u66f4\u3001\u4ea4\u6613\u884c\u4e3a\u5f02\u5e38\u6216\u5148\u524d\u8d44\u6599\u5b58\u7591\u65f6\uff0c\u5e94\u91cd\u65b0\u8bc6\u522b\u5ba2\u6237\u8eab\u4efd\u00a0(\u6765\u6e90: \u300a\u57fa\u91d1\u7ba1\u7406\u516c\u53f8\u53cd\u6d17\u94b1\u5de5\u4f5c\u6307\u5f15\u300b\u7b2c\u5341\u516d\u3001\u5341\u4e03\u6761)\u3002<\/section>\n<\/li>\n<li><strong>\u5f3a\u5316\u5c3d\u804c\u8c03\u67e5\uff08EDD\uff09\uff1a<\/strong><br \/>\n<section>\u5bf9\u4e8e\u9ad8\u98ce\u9669\u5ba2\u6237\uff08\u5982\u653f\u6cbb\u516c\u4f17\u4eba\u7269\u3001\u6765\u81ea\u9ad8\u98ce\u9669\u56fd\u5bb6\/\u5730\u533a\u7684\u5ba2\u6237\uff09\u6216\u9ad8\u98ce\u9669\u60c5\u5f62\uff0c\u5e94\u91c7\u53d6\u66f4\u4e25\u683c\u7684\u5c3d\u804c\u8c03\u67e5\u63aa\u65bd\uff0c\u5982\u6df1\u5165\u4e86\u89e3\u8d44\u91d1\u6765\u6e90\u548c\u7528\u9014\uff0c\u5e76\u53ef\u80fd\u9700\u8981\u9ad8\u7ea7\u7ba1\u7406\u5c42\u6279\u51c6\u00a0(\u6765\u6e90: \u300a\u91d1\u878d\u673a\u6784\u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\u548c\u5ba2\u6237\u8eab\u4efd\u8d44\u6599\u53ca\u4ea4\u6613\u8bb0\u5f55\u4fdd\u5b58\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e8c\u5341\u4e03\u3001\u4e8c\u5341\u516b\u6761)\u3002<\/section>\n<\/li>\n<\/ul>\n<h3>1.2.2. \u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\uff08CRS\uff09\u58f0\u660e<\/h3>\n<p>\u4e3a\u5c65\u884cCRS\uff08Common Reporting Standard\uff0c\u5171\u540c\u7533\u62a5\u51c6\u5219\uff09\u4e49\u52a1\uff0c\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u4eba\u9700\u5728\u52df\u96c6\u8fc7\u7a0b\u4e2d\u8981\u6c42\u6295\u8d44\u8005\u586b\u5199\u300a\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\u58f0\u660e\u6587\u4ef6\u300b\uff0c\u4ee5\u786e\u5b9a\u5176\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\u3002\u5173\u952e\u70b9\u5982\u4e0b\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u58f0\u660e\u6587\u4ef6\u586b\u5199\uff1a<\/strong><br \/>\n<section>\u6240\u6709\u65b0\u5f00\u7acb\u8d26\u6237\u7684\u6295\u8d44\u8005\uff08\u5305\u62ec\u4e2a\u4eba\u548c\u673a\u6784\uff09\u5747\u9700\u586b\u5199\u58f0\u660e\u6587\u4ef6\uff0c\u58f0\u660e\u5176\u5728\u4e00\u4e2a\u6216\u591a\u4e2a\u56fd\u5bb6\uff08\u5730\u533a\uff09\u7684\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\u53ca\u5bf9\u5e94\u7684\u7eb3\u7a0e\u4eba\u8bc6\u522b\u53f7\u00a0(\u6765\u6e90: \u300a\u975e\u5c45\u6c11\u91d1\u878d\u8d26\u6237\u6d89\u7a0e\u4fe1\u606f\u5c3d\u804c\u8c03\u67e5\u7ba1\u7406\u529e\u6cd5\u300b)\u3002<\/section>\n<\/li>\n<li><strong>\u7a7f\u900f\u6838\u67e5\uff1a<\/strong><br \/>\n<section>\u5982\u679c\u6295\u8d44\u8005\u662f\u201c\u6d88\u6781\u975e\u91d1\u878d\u673a\u6784\u201d\uff08\u5982\u4e3b\u8981\u6536\u5165\u6765\u81ea\u80a1\u606f\u3001\u5229\u606f\u7b49\u7684\u6295\u8d44\u63a7\u80a1\u516c\u53f8\uff09\uff0c\u7ba1\u7406\u4eba\u9700\u8981\u7a7f\u900f\u8bc6\u522b\u5e76\u6536\u96c6\u5176\u201c\u63a7\u5236\u4eba\u201d\u7684\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\u4fe1\u606f\u3002\u63a7\u5236\u4eba\u901a\u5e38\u6307\u76f4\u63a5\u6216\u95f4\u63a5\u62e5\u6709\u8d85\u8fc725%\u6743\u76ca\u7684\u4e2a\u4eba\u00a0(\u6765\u6e90: CRS\u76f8\u5173\u89c4\u5b9a\u53ca\u884c\u4e1a\u5b9e\u8df5)\u3002<\/section>\n<\/li>\n<li><strong>\u5408\u7406\u6027\u5ba1\u6838\uff1a<\/strong><br \/>\n<section>\u7ba1\u7406\u4eba\u9700\u5bf9\u58f0\u660e\u6587\u4ef6\u7684\u5b8c\u6574\u6027\u548c\u5408\u7406\u6027\u8fdb\u884c\u5ba1\u6838\uff0c\u5982\u6709\u7591\u95ee\uff0c\u9700\u5411\u6295\u8d44\u8005\u7d22\u53d6\u8fdb\u4e00\u6b65\u7684\u8bc1\u660e\u6750\u6599\u3002<\/section>\n<\/li>\n<\/ul>\n<h2>1.3. \u98ce\u9669\u63ed\u793a\u4e0e\u5408\u540c\u7b7e\u7f72<\/h2>\n<p>\u5728\u5b8c\u6210\u524d\u8ff0\u6240\u6709\u8bc6\u522b\u4e0e\u8bc4\u4f30\u7a0b\u5e8f\u540e\uff0c\u8fdb\u5165\u98ce\u9669\u63ed\u793a\u4e0e\u5408\u540c\u7b7e\u7f72\u9636\u6bb5\u3002\u6b64\u73af\u8282\u65e8\u5728\u786e\u4fdd\u6295\u8d44\u8005\u5728\u5145\u5206\u77e5\u60c5\u7684\u60c5\u51b5\u4e0b\u505a\u51fa\u6295\u8d44\u51b3\u7b56\u3002<\/p>\n<h3>1.3.1. \u98ce\u9669\u63ed\u793a<\/h3>\n<p>\u52df\u96c6\u673a\u6784\u5fc5\u987b\u5411\u6295\u8d44\u8005\u5145\u5206\u63ed\u793a\u79c1\u52df\u57fa\u91d1\u7684\u98ce\u9669\u3002\u8fd9\u901a\u8fc7\u7b7e\u7f72\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u98ce\u9669\u63ed\u793a\u4e66\u300b\u6765\u5b8c\u6210\u3002\u98ce\u9669\u63ed\u793a\u4e66\u5e94\u5305\u542b\u4f46\u4e0d\u9650\u4e8e\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u7279\u6b8a\u98ce\u9669\uff1a<\/strong><br \/>\n<section>\u5982\u57fa\u91d1\u672a\u6258\u7ba1\u3001\u59d4\u6258\u52df\u96c6\u3001\u8058\u8bf7\u6295\u8d44\u987e\u95ee\u7b49\u5e26\u6765\u7684\u7279\u5b9a\u98ce\u9669\u3002<\/section>\n<\/li>\n<li><strong>\u4e00\u822c\u98ce\u9669\uff1a<\/strong><br \/>\n<section>\u5982\u8d44\u91d1\u635f\u5931\u98ce\u9669\u3001\u8fd0\u8425\u98ce\u9669\u3001\u6d41\u52a8\u6027\u98ce\u9669\u3001\u7a0e\u6536\u98ce\u9669\u7b49\u3002<\/section>\n<\/li>\n<li><strong>\u91cd\u8981\u6761\u6b3e\u786e\u8ba4\uff1a<\/strong><br \/>\n<section>\u6295\u8d44\u8005\u9700\u5bf9\u57fa\u91d1\u5408\u540c\u4e2d\u5173\u4e8e\u8d39\u7528\u3001\u6536\u76ca\u5206\u914d\u3001\u7ea0\u7eb7\u89e3\u51b3\u7b49\u91cd\u8981\u6761\u6b3e\u8fdb\u884c\u9010\u9879\u786e\u8ba4\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u6839\u636e\u4e2d\u57fa\u534f\u8981\u6c42\uff0c\u98ce\u9669\u63ed\u793a\u4e66\u9700\u7531\u6295\u8d44\u8005\u4eb2\u7b14\u7b7e\u7f72\uff0c\u4e14\u90e8\u5206\u5173\u952e\u98ce\u9669\u63d0\u793a\u53ef\u80fd\u8981\u6c42\u6295\u8d44\u8005\u624b\u6284\u5e76\u7b7e\u540d\uff0c\u4ee5\u5f3a\u5316\u5176\u98ce\u9669\u610f\u8bc6\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u52df\u96c6\u884c\u4e3a\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e8c\u5341\u516d\u6761)\u3002<\/p>\n<h3>1.3.2. \u97f3\u89c6\u9891\u201c\u53cc\u5f55\u201d<\/h3>\n<p>\u4e3a\u89c4\u8303\u9500\u552e\u884c\u4e3a\uff0c\u9632\u6b62\u8bef\u5bfc\u9500\u552e\uff0c\u76d1\u7ba1\u673a\u6784\u9f13\u52b1\u751a\u81f3\u5728\u7279\u5b9a\u573a\u666f\u4e0b\u5f3a\u5236\u8981\u6c42\u5bf9\u5411\u666e\u901a\u6295\u8d44\u8005\u9500\u552e\u9ad8\u98ce\u9669\u4ea7\u54c1\u7684\u8fc7\u7a0b\u8fdb\u884c\u5f55\u97f3\u5f55\u50cf\uff08\u201c\u53cc\u5f55\u201d\uff09\u3002\u53cc\u5f55\u8fc7\u7a0b\u9700\u5ba2\u89c2\u3001\u5b8c\u6574\u5730\u8bb0\u5f55\u4ea7\u54c1\u63a8\u4ecb\u3001\u98ce\u9669\u63ed\u793a\u3001\u5173\u952e\u4fe1\u606f\u63d0\u793a\u53ca\u6295\u8d44\u8005\u786e\u8ba4\u7b49\u73af\u8282\uff0c\u786e\u4fdd\u9500\u552e\u884c\u4e3a\u7684\u53ef\u56de\u6eaf\u6027\u00a0(\u6765\u6e90: \u300a\u8bc1\u5238\u671f\u8d27\u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\u529e\u6cd5\u300b\u53ca\u76f8\u5173\u6307\u5f15)\u3002<\/p>\n<h3>1.3.3. \u5408\u540c\u7b7e\u7f72<\/h3>\n<p>\u6240\u6709\u524d\u7f6e\u7a0b\u5e8f\u5b8c\u6210\u540e\uff0c\u6295\u8d44\u8005\u4e0e\u7ba1\u7406\u4eba\u3001\u6258\u7ba1\u4eba\uff08\u5982\u6709\uff09\u5171\u540c\u7b7e\u7f72\u57fa\u91d1\u5408\u540c\uff08\u901a\u5e38\u4e3a\u6709\u9650\u5408\u4f19\u534f\u8baeLPA\u6216\u516c\u53f8\u7ae0\u7a0b\uff09\u53ca\u76f8\u5173\u9644\u4ef6\u3002\u8fd1\u5e74\u6765\uff0c\u968f\u7740\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u7535\u5b50\u5408\u540c\u4e1a\u52a1\u7ba1\u7406\u529e\u6cd5\uff08\u8bd5\u884c\uff09\u300b\u7684\u51fa\u53f0\uff0c\u7535\u5b50\u5408\u540c\u4e0e\u7535\u5b50\u7b7e\u540d\u5f97\u5230\u8ba4\u53ef\u3002<\/p>\n<h2>1.4. \u6295\u8d44\u51b7\u9759\u671f\u4e0e\u56de\u8bbf\u786e\u8ba4<\/h2>\n<p>\u4e3a\u7ed9\u4e88\u6295\u8d44\u8005\u5ba1\u614e\u8003\u8651\u7684\u65f6\u95f4\u5e76\u518d\u6b21\u786e\u8ba4\u5176\u6295\u8d44\u610f\u613f\uff0c\u76d1\u7ba1\u8bbe\u7f6e\u4e86\u6295\u8d44\u51b7\u9759\u671f\u548c\u56de\u8bbf\u5236\u5ea6\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u6295\u8d44\u51b7\u9759\u671f\uff1a<\/strong><br \/>\n<section>\u57fa\u91d1\u5408\u540c\u5e94\u7ea6\u5b9a\u4e0d\u5c11\u4e8e24\u5c0f\u65f6\u7684\u6295\u8d44\u51b7\u9759\u671f\u3002\u5bf9\u4e8e\u79c1\u52df\u80a1\u6743\u57fa\u91d1\uff0c\u51b7\u9759\u671f\u7684\u8d77\u7b97\u65f6\u95f4\u53ef\u7531\u5408\u540c\u7ea6\u5b9a\u3002\u5728\u51b7\u9759\u671f\u5185\uff0c\u52df\u96c6\u673a\u6784\u4e0d\u5f97\u4e3b\u52a8\u8054\u7cfb\u6295\u8d44\u8005\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u52df\u96c6\u884c\u4e3a\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e8c\u5341\u4e5d\u6761)\u3002\u6295\u8d44\u8005\u5728\u51b7\u9759\u671f\u5185\u4eab\u6709\u89e3\u9664\u5408\u540c\u7684\u6743\u5229\u3002<\/section>\n<\/li>\n<li><strong>\u56de\u8bbf\u786e\u8ba4\uff1a<\/strong><br \/>\n<section>\u51b7\u9759\u671f\u6ee1\u540e\uff0c\u52df\u96c6\u673a\u6784\u9700\u6307\u6d3e\u975e\u9500\u552e\u4eba\u5458\u901a\u8fc7\u5f55\u97f3\u7535\u8bdd\u3001\u7535\u90ae\u7b49\u65b9\u5f0f\u5bf9\u6295\u8d44\u8005\u8fdb\u884c\u56de\u8bbf\u3002\u56de\u8bbf\u5185\u5bb9\u5305\u62ec\u786e\u8ba4\u6295\u8d44\u8005\u8eab\u4efd\u3001\u662f\u5426\u7406\u89e3\u5408\u540c\u4e0e\u98ce\u9669\u3001\u662f\u5426\u77e5\u6653\u8d39\u7528\u4e0e\u6743\u5229\u7b49\u3002\u56de\u8bbf\u786e\u8ba4\u6210\u529f\u540e\uff0c\u8ba4\u8d2d\u6d41\u7a0b\u624d\u7b97\u6700\u7ec8\u5b8c\u6210\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u52df\u96c6\u884c\u4e3a\u7ba1\u7406\u529e\u6cd5\u300b\u7b2c\u4e09\u5341\u6761)\u3002\u90e8\u5206\u4e13\u4e1a\u6295\u8d44\u8005\u53ef\u8c41\u514d\u6b64\u7a0b\u5e8f\u3002<\/section>\n<\/li>\n<\/ul>\n<h2>1.5. \u8d44\u91d1\u52df\u96c6\u4e0e\u5907\u6848<\/h2>\n<p>\u5b8c\u6210\u6240\u6709\u8ba4\u7f34\u7a0b\u5e8f\u540e\uff0c\u8fdb\u5165\u8d44\u91d1\u5b9e\u7f34\u4e0e\u57fa\u91d1\u5907\u6848\u9636\u6bb5\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u8d44\u91d1\u7f34\u4ed8\uff1a<\/strong><br \/>\n<section>\u6295\u8d44\u8005\u6839\u636e\u57fa\u91d1\u5408\u540c\u7ea6\u5b9a\u7684\u7f34\u6b3e\u901a\u77e5\uff0c\u5c06\u8ba4\u7f34\u6b3e\u9879\u5212\u8f6c\u81f3\u57fa\u91d1\u7684\u52df\u96c6\u7ed3\u7b97\u8d44\u91d1\u4e13\u7528\u8d26\u6237\u6216\u6258\u7ba1\u8d26\u6237\u3002\u8be5\u8d26\u6237\u53d7\u5230\u52df\u96c6\u76d1\u7763\u673a\u6784\uff08\u901a\u5e38\u4e3a\u5238\u5546\u6216\u94f6\u884c\uff09\u7684\u76d1\u7763\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u5907\u6848\u6307\u5f15\u7b2c2\u53f7\u2014\u2014\u79c1\u52df\u80a1\u6743\uff08\u521b\u4e1a\uff09\u6295\u8d44\u57fa\u91d1\u300b\u7b2c\u516b\u6761)\u3002<\/section>\n<\/li>\n<li><strong>\u5b9e\u7f34\u51fa\u8d44\u8bc1\u660e\uff1a<\/strong><br \/>\n<section>\u7ba1\u7406\u4eba\u9700\u83b7\u53d6\u5e76\u6838\u9a8c\u6295\u8d44\u8005\u7684\u5b9e\u7f34\u51fa\u8d44\u8bc1\u660e\uff0c\u5982\u94f6\u884c\u56de\u5355\u3002\u5355\u4e2a\u6295\u8d44\u8005\u7684\u9996\u671f\u5b9e\u7f34\u51fa\u8d44\u4e0d\u5f97\u4f4e\u4e8e100\u4e07\u5143\u7684\u5408\u683c\u6295\u8d44\u8005\u6700\u4f4e\u51fa\u8d44\u8981\u6c42\uff08\u7279\u5b9a\u6295\u8d44\u8005\u9664\u5916\uff09\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u5907\u6848\u6307\u5f15\u7b2c2\u53f7\u2014\u2014\u79c1\u52df\u80a1\u6743\uff08\u521b\u4e1a\uff09\u6295\u8d44\u57fa\u91d1\u300b\u7b2c\u4e03\u6761)\u3002<\/section>\n<\/li>\n<li><strong>\u57fa\u91d1\u5907\u6848\uff1a<\/strong><br \/>\n<section>\u52df\u96c6\u5b8c\u6bd5\uff08\u6307\u5df2\u7b7e\u7f72\u5408\u540c\u4e14\u9996\u671f\u5b9e\u7f34\u8d44\u91d1\u5230\u8d26\uff09\u540e20\u4e2a\u5de5\u4f5c\u65e5\u5185\uff0c\u7ba1\u7406\u4eba\u9700\u901a\u8fc7\u4e2d\u57fa\u534f\u8d44\u4ea7\u7ba1\u7406\u4e1a\u52a1\u7efc\u5408\u62a5\u9001\u5e73\u53f0\uff08AMBERS\u7cfb\u7edf\uff09\u63d0\u4ea4\u57fa\u91d1\u5907\u6848\u7533\u8bf7\uff0c\u4e0a\u4f20\u5305\u62ec\u57fa\u91d1\u5408\u540c\u3001\u6258\u7ba1\u534f\u8bae\u3001\u98ce\u9669\u63ed\u793a\u4e66\u3001\u5b9e\u7f34\u51fa\u8d44\u8bc1\u660e\u3001\u6295\u8d44\u8005\u4fe1\u606f\u7b49\u5728\u5185\u7684\u5168\u5957\u6750\u6599\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6761\u4f8b\u300b\u7b2c\u4e8c\u5341\u4e8c\u6761)\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u7efc\u4e0a\u6240\u8ff0\uff0c\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u7684\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u662f\u4e00\u4e2a\u73af\u73af\u76f8\u6263\u3001\u5408\u89c4\u8981\u6c42\u6781\u9ad8\u7684\u590d\u6742\u8fc7\u7a0b\u3002\u6bcf\u4e2a\u73af\u8282\u90fd\u6d89\u53ca\u5927\u91cf\u7684\u6587\u4ef6\u6d41\u8f6c\u3001\u4eba\u5de5\u5ba1\u6838\u4e0e\u6c9f\u901a\uff0c\u4e0d\u4ec5\u6548\u7387\u4f4e\u4e0b\uff0c\u4e5f\u4e3a\u5408\u89c4\u98ce\u9669\u57cb\u4e0b\u4e86\u9690\u60a3\u3002\u8fd9\u4e3a\u91d1\u878d\u79d1\u6280\uff08FinTech\uff09\u548c\u76d1\u7ba1\u79d1\u6280\uff08RegTech\uff09\u7684\u5e94\u7528\u63d0\u4f9b\u4e86\u5e7f\u9614\u7a7a\u95f4\u3002<\/p>\n<h1>2. \u79d1\u6280\u8d4b\u80fd\uff1aSaaS\u8f6f\u4ef6\u5982\u4f55\u91cd\u5851\u8ba4\u7f34\u6d41\u7a0b<\/h1>\n<p>\u9762\u5bf9\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u7684\u75db\u70b9\uff0c\u91d1\u878d\u79d1\u6280\u516c\u53f8\uff0c\u901a\u8fc7\u63d0\u4f9b\u8f6f\u4ef6\u5373\u670d\u52a1\uff08SaaS\uff09\u89e3\u51b3\u65b9\u6848\uff0c\u6b63\u5728\u6df1\u523b\u6539\u53d8\u79c1\u52df\u884c\u4e1a\u7684\u8fd0\u8425\u6a21\u5f0f\u3002\u5176\u6838\u5fc3\u4ef7\u503c\u5728\u4e8e\u5c06\u590d\u6742\u7684\u5408\u89c4\u8981\u6c42\u5185\u5d4c\u4e8e\u6807\u51c6\u5316\u7684\u7ebf\u4e0a\u6d41\u7a0b\u4e2d\uff0c\u5b9e\u73b0\u6548\u7387\u4e0e\u5408\u89c4\u7684\u53cc\u91cd\u63d0\u5347\u3002<\/p>\n<h2>2.1. \u5168\u6d41\u7a0b\u6570\u5b57\u5316\u4f18\u5316\u4e0e\u6548\u7387\u63d0\u5347<\/h2>\n<p>SaaS\u8f6f\u4ef6\u901a\u8fc7\u5c06\u7ebf\u4e0b\u6d41\u7a0b\u7ebf\u4e0a\u5316\u3001\u81ea\u52a8\u5316\uff0c\u663e\u8457\u63d0\u5347\u4e86\u8ba4\u7f34\u6548\u7387\u3002\u4e0b\u8868\u5bf9\u6bd4\u4e86\u4f20\u7edf\u6d41\u7a0b\u4e0eSaaS\u8d4b\u80fd\u540e\u6d41\u7a0b\u7684\u5dee\u5f02\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th data-colwidth=\"95\">\n<section>\u8ba4\u7f34\u73af\u8282<\/section>\n<\/th>\n<th data-colwidth=\"229\">\n<section>\u4f20\u7edf\u6a21\u5f0f (\u7ebf\u4e0b\/\u534a\u4eba\u5de5)<\/section>\n<\/th>\n<th>\n<section>SaaS\u8d4b\u80fd\u6a21\u5f0f (\u7ebf\u4e0a\/\u81ea\u52a8\u5316)<\/section>\n<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-colwidth=\"95\"><strong>\u5408\u683c\u6295\u8d44\u8005\u8ba4\u5b9a<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u6295\u8d44\u8005\u90ae\u5bc4\u6216\u90ae\u4ef6\u53d1\u9001\u7eb8\u8d28\/\u626b\u63cf\u7248\u8d44\u4ea7\u8bc1\u660e\uff0c\u7ba1\u7406\u4eba\u4eba\u5de5\u5ba1\u6838\u3001\u8ba1\u7b97\u3001\u5b58\u6863\u3002<\/section>\n<\/td>\n<td>\n<section>\u6295\u8d44\u8005\u901a\u8fc7\u5c0f\u7a0b\u5e8f\/APP\u4e0a\u4f20\u8bc1\u660e\u6750\u6599\uff0c\u7cfb\u7edf\u901a\u8fc7OCR\u6280\u672f\u81ea\u52a8\u8bc6\u522b\u5173\u952e\u4fe1\u606f\uff0c\u6821\u9a8c\u91d1\u989d\u662f\u5426\u8fbe\u6807\uff0c\u5e76\u751f\u6210\u6807\u51c6\u5316\u6863\u6848\u3002<\/section>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"95\"><strong>\u98ce\u9669\u6d4b\u8bc4<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u586b\u5199\u7eb8\u8d28\u95ee\u5377\uff0c\u4eba\u5de5\u8ba1\u5206\u3001\u8bc4\u7ea7\uff0c\u624b\u52a8\u5339\u914d\u4ea7\u54c1\u3002<\/section>\n<\/td>\n<td>\n<section>\u5728\u7ebf\u5b8c\u6210\u98ce\u9669\u6d4b\u8bc4\u95ee\u5377\uff0c\u7cfb\u7edf\u81ea\u52a8\u8ba1\u7b97\u5f97\u5206\u3001\u8bc4\u5b9a\u98ce\u9669\u7b49\u7ea7\uff0c\u5e76\u57fa\u4e8e\u89c4\u5219\u5f15\u64ce\u63d0\u793a\u5339\u914d\u7684\u4ea7\u54c1\u8303\u56f4\uff0c\u4e0d\u5339\u914d\u5219\u9884\u8b66\u6216\u963b\u65ad\u3002<\/section>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"95\"><strong>\u8eab\u4efd\u4e0e\u8d44\u8d28\u6587\u4ef6\u4e0a\u4f20<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u901a\u8fc7\u90ae\u4ef6\u3001\u5fae\u4fe1\u7b49\u975e\u7ed3\u6784\u5316\u65b9\u5f0f\u4f20\u8f93\uff0c\u6587\u4ef6\u7248\u672c\u6df7\u4e71\uff0c\u6613\u4e22\u5931\u3002<\/section>\n<\/td>\n<td>\n<section>\u5728\u4e13\u5c5e\u8d26\u6237\u5185\u4e0a\u4f20\uff0c\u7cfb\u7edf\u81ea\u52a8\u5206\u7c7b\u5f52\u6863\uff0c\u7248\u672c\u6e05\u6670\uff0c\u652f\u6301\u968f\u65f6\u67e5\u9605\u3002<\/section>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"95\"><strong>\u534f\u8bae\u7b7e\u7f72\u4e0e\u53cc\u5f55<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u591a\u65b9\u534f\u8c03\u65f6\u95f4\u8fdb\u884c\u7ebf\u4e0b\u7b7e\u7f72\uff0c\u6216\u6765\u56de\u5feb\u9012\u5408\u540c\uff0c\u8017\u65f6\u6570\u5929\u81f3\u6570\u5468\u3002\u53cc\u5f55\u9700\u4e34\u67dc\u6216\u4f7f\u7528\u901a\u7528\u89c6\u9891\u8f6f\u4ef6\uff0c\u8bc1\u636e\u94fe\u6613\u65ad\u88c2\u3002<\/section>\n<\/td>\n<td>\n<section>\u901a\u8fc7APP\u6216\u5c0f\u7a0b\u5e8f\uff0c\u6295\u8d44\u8005\u53ef\u57282\u5206\u949f\u5185\u5b8c\u6210AI\u53cc\u5f55\uff0c10\u5206\u949f\u5185\u5b8c\u6210\u5168\u5957\u6587\u4ef6\u7535\u5b50\u7b7e\u7f72\uff0c\u5168\u7a0b\u7559\u75d5\uff0c\u7b26\u5408\u76d1\u7ba1\u8981\u6c42\u00a0<\/section>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"95\"><strong>\u51b7\u9759\u671f\u4e0e\u56de\u8bbf<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u4eba\u5de5\u8bb0\u5f55\u51b7\u9759\u671f\u8d77\u6b62\u65f6\u95f4\uff0c\u624b\u52a8\u5b89\u6392\u975e\u9500\u552e\u4eba\u5458\u7535\u8bdd\u56de\u8bbf\u5e76\u5f55\u97f3\uff0c\u5f55\u97f3\u6587\u4ef6\u5206\u6563\u5b58\u50a8\u3002<\/section>\n<\/td>\n<td>\n<section>\u7cfb\u7edf\u81ea\u52a8\u89e6\u53d1\u51b7\u9759\u671f\u5012\u8ba1\u65f6\uff0c\u5230\u671f\u540e\u81ea\u52a8\u751f\u6210\u56de\u8bbf\u4efb\u52a1\u5e76\u63a8\u9001\u7ed9\u6307\u5b9a\u4eba\u5458\u3002\u5728\u7ebf\u56de\u8bbf\u6a21\u5757\u53ef\u5b9e\u73b0\u5168\u7a0b\u5f55\u97f3\u5e76\u4e0e\u6295\u8d44\u8005\u6863\u6848\u81ea\u52a8\u5173\u8054\u3002<\/section>\n<\/td>\n<\/tr>\n<tr>\n<td data-colwidth=\"95\"><strong>\u8d44\u6599\u5f52\u6863\u4e0e\u5907\u6848<\/strong><\/td>\n<td data-colwidth=\"229\">\n<section>\u7eb8\u8d28\u6587\u4ef6\u4e0e\u7535\u5b50\u6587\u4ef6\u6df7\u5408\u5b58\u50a8\uff0c\u67e5\u627e\u56f0\u96be\u3002\u4e3a\u51c6\u5907\u5907\u6848\u6750\u6599\uff0c\u9700\u4ece\u5404\u5904\u641c\u96c6\u3001\u6574\u7406\u3001\u626b\u63cf\u3002<\/section>\n<\/td>\n<td>\n<section>\u6240\u6709\u6d41\u7a0b\u4ea7\u751f\u7684\u6587\u4ef6\uff08\u5408\u540c\u3001\u8bc1\u660e\u3001\u53cc\u5f55\u89c6\u9891\u7b49\uff09\u81ea\u52a8\u5f52\u96c6\u81f3\u8be5\u6295\u8d44\u8005\u7684\u7535\u5b50\u6863\u6848\uff0c\u4e00\u952e\u6253\u5305\u751f\u6210\u6ee1\u8db3AMBERS\u7cfb\u7edf\u8981\u6c42\u7684\u5907\u6848\u8d44\u6599\u5305\u3002<\/section>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>2.2. \u5d4c\u5165\u5f0f\u5408\u89c4\uff1a\u4ece\u201c\u4eba\u5de5\u5ba1\u6838\u201d\u5230\u201c\u7cfb\u7edf\u667a\u63a7\u201d<\/h2>\n<p>SaaS\u8f6f\u4ef6\u6700\u5927\u7684\u4ef7\u503c\u4e4b\u4e00\u5728\u4e8e\u5c06\u76d1\u7ba1\u89c4\u5219\u201c\u4ee3\u7801\u5316\u201d\uff0c\u901a\u8fc7\u7cfb\u7edf\u903b\u8f91\u5f3a\u5236\u6267\u884c\u5408\u89c4\u8981\u6c42\uff0c\u53d8\u201c\u4e8b\u540e\u68c0\u67e5\u201d\u4e3a\u201c\u4e8b\u4e2d\u63a7\u5236\u201d\u548c\u201c\u4e8b\u524d\u9884\u9632\u201d\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u89c4\u5219\u5f15\u64ce\u9a71\u52a8\u7684\u81ea\u52a8\u6821\u9a8c\uff1a<\/strong><br \/>\n<section>\u5e73\u53f0\u5185\u7f6e\u53ef\u914d\u7f6e\u7684\u89c4\u5219\u5f15\u64ce\uff0c\u5c06\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u52df\u96c6\u884c\u4e3a\u7ba1\u7406\u529e\u6cd5\u300b\u7b49\u6cd5\u89c4\u4e2d\u7684\u786c\u6027\u6307\u6807\uff08\u5982100\u4e07\u6295\u8d44\u95e8\u69db\u3001\u6295\u8d44\u8005\u4eba\u6570\u4e0a\u9650\u3001\u8d44\u4ea7\/\u6536\u5165\u6807\u51c6\uff09\u8f6c\u5316\u4e3a\u7cfb\u7edf\u89c4\u5219\u3002\u5f53\u6295\u8d44\u8005\u64cd\u4f5c\u6216\u7ba1\u7406\u4eba\u5f55\u5165\u7684\u6570\u636e\u89e6\u53d1\u98ce\u9669\u65f6\uff0c\u7cfb\u7edf\u53ef\u81ea\u52a8\u9884\u8b66\u6216\u62e6\u622a\uff0c\u6709\u6548\u9632\u6b62\u201c\u9519\u914d\u9500\u552e\u201d\u7b49\u8fdd\u89c4\u884c\u4e3a\u00a0\u3002<\/section>\n<\/li>\n<li><strong>\u667a\u80fd\u5185\u5bb9\u5ba1\u6838\uff1a<\/strong><br \/>\n<section>\u9488\u5bf9\u57fa\u91d1\u63a8\u4ecb\u6750\u6599\u3001\u4fe1\u606f\u62ab\u9732\u516c\u544a\u7b49\u5185\u5bb9\uff0c\u53ef\u96c6\u6210AI\u667a\u80fd\u5ba1\u6838\u6a21\u5757\u3002\u8be5\u6a21\u5757\u57fa\u4e8e\u81ea\u7136\u8bed\u8a00\u5904\u7406\uff08NLP\uff09\u6280\u672f\uff0c\u80fd\u81ea\u52a8\u68c0\u6d4b\u662f\u5426\u5b58\u5728\u201c\u627f\u8bfa\u4fdd\u672c\u4fdd\u6536\u76ca\u201d\u3001\u201c\u5938\u5927\u5ba3\u4f20\u201d\u7b49\u7981\u7528\u8bed\uff0c\u5e2e\u52a9\u7ba1\u7406\u4eba\u89c4\u907f\u5ba3\u4f20\u5408\u89c4\u98ce\u9669\u3002<\/section>\n<\/li>\n<li><strong>AML\/CRS\u81ea\u52a8\u5316\uff1a<\/strong><br \/>\n<section>\u7cfb\u7edf\u53ef\u5bf9\u63a5\u7b2c\u4e09\u65b9\u6743\u5a01\u6570\u636e\u5e93\uff0c\u5bf9\u6295\u8d44\u8005\u8fdb\u884c\u5b9e\u65f6\u7684\u53cd\u6d17\u94b1\u540d\u5355\u7b5b\u67e5\u3002\u540c\u65f6\uff0c\u6839\u636e\u6295\u8d44\u8005\u586b\u5199\u7684CRS\u58f0\u660e\u6587\u4ef6\uff0c\u81ea\u52a8\u5224\u65ad\u5176\u662f\u5426\u4e3a\u9700\u7533\u62a5\u5bf9\u8c61\uff0c\u5e76\u751f\u6210\u7b26\u5408\u7a0e\u52a1\u673a\u5173\u8981\u6c42\u7684\u62a5\u9001\u6587\u4ef6\uff0c\u6781\u5927\u51cf\u8f7b\u4e86\u5408\u89c4\u4eba\u5458\u7684\u5de5\u4f5c\u8d1f\u62c5\u3002<\/section>\n<\/li>\n<li><strong>AI\u53cc\u5f55\u667a\u80fd\u8d28\u68c0\uff1a<\/strong><br \/>\n<section>\u5bf9\u4e8e\u201c\u53cc\u5f55\u201d\u73af\u8282\uff0cAI\u6280\u672f\u4e0d\u4ec5\u80fd\u5b9e\u73b0\u81ea\u52a9\u5f55\u5236\uff0c\u8fd8\u80fd\u5728\u5f55\u5236\u540e\u8fdb\u884c\u667a\u80fd\u8d28\u68c0\u3002\u4f8b\u5982\uff0c\u901a\u8fc7\u8bed\u97f3\u8bc6\u522b\u548c\u8bed\u4e49\u5206\u6790\uff0cAI\u53ef\u4ee5\u81ea\u52a8\u6821\u9a8c\u98ce\u9669\u63ed\u793a\u5185\u5bb9\u662f\u5426\u5b8c\u6574\u3001\u8bed\u901f\u662f\u5426\u5408\u89c4\u3001\u6295\u8d44\u8005\u662f\u5426\u660e\u786e\u8868\u8fbe\u201c\u662f\u201d\u6216\u201c\u540c\u610f\u201d\u7b49\u5173\u952e\u786e\u8ba4\uff0c\u5e76\u751f\u6210\u5408\u89c4\u62a5\u544a\uff0c\u5c06\u4eba\u5de5\u62bd\u68c0\u53d8\u4e3a\u5168\u91cf\u667a\u68c0\u3002<\/section>\n<\/li>\n<\/ul>\n<h2>2.4. \u6570\u636e\u4e2d\u53f0\uff1a\u6784\u5efa\u5168\u751f\u547d\u5468\u671f\u6570\u636e\u8d44\u4ea7<\/h2>\n<p>\u4f20\u7edf\u6a21\u5f0f\u4e0b\uff0c\u6295\u8d44\u8005\u6570\u636e\u6563\u843d\u5728Excel\u3001\u90ae\u4ef6\u3001\u7eb8\u8d28\u6863\u6848\u4e2d\uff0c\u5f62\u6210\u201c\u6570\u636e\u5b64\u5c9b\u201d\u3002\u6613\u52df\u79d1\u6280\u7b49SaaS\u5e73\u53f0\u901a\u8fc7\u6784\u5efa\u6570\u636e\u4e2d\u53f0\uff0c\u5b9e\u73b0\u4e86\u6570\u636e\u7684\u7edf\u4e00\u5f52\u96c6\u3001\u6cbb\u7406\u548c\u5e94\u7528\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u6570\u636e\u5f52\u96c6\u4e0e\u6574\u5408\uff1a<\/strong><br \/>\n<section>\u5e73\u53f0\u81ea\u52a8\u6c47\u96c6\u6295\u8d44\u8005\u5728\u8ba4\u7f34\u6d41\u7a0b\u4e2d\u4ea7\u751f\u7684\u6240\u6709\u6570\u636e\uff0c\u5305\u62ec\u57fa\u672c\u4fe1\u606f\u3001\u98ce\u9669\u95ee\u5377\u3001\u8d44\u4ea7\u8bc1\u660e\u3001\u5408\u540c\u6587\u672c\u3001\u4ea4\u6613\u8bb0\u5f55\u3001\u56de\u8bbf\u5f55\u97f3\u7b49\uff0c\u5f62\u6210\u7ed3\u6784\u5316\u7684\u201c\u5355\u4e00\u6295\u8d44\u8005\u89c6\u56fe\u201d\u3002\u540c\u65f6\uff0c\u53ef\u5bf9\u63a5\u6258\u7ba1\u884c\u3001\u5238\u5546\u7b49\u5916\u90e8\u7cfb\u7edf\uff0c\u6253\u901aTA\u3001FA\u6570\u636e\uff0c\u5b9e\u73b0\u6570\u636e\u95ed\u73af\u3002<\/section>\n<\/li>\n<li><strong>\u6570\u636e\u6cbb\u7406\u4e0e\u8d28\u91cf\u7ba1\u7406\uff1a<\/strong><br \/>\n<section>\u6570\u636e\u4e2d\u53f0\u5bf9\u5f52\u96c6\u7684\u6570\u636e\u8fdb\u884c\u6e05\u6d17\u3001\u6807\u51c6\u5316\u548c\u53bb\u91cd\uff0c\u786e\u4fdd\u6570\u636e\u7684\u4e00\u81f4\u6027\u4e0e\u51c6\u786e\u6027\u3002\u901a\u8fc7\u5efa\u7acb\u6570\u636e\u8d28\u91cf\u76d1\u63a7\u89c4\u5219\uff0c\u7cfb\u7edf\u80fd\u81ea\u52a8\u53d1\u73b0\u5e76\u9884\u8b66\u5f02\u5e38\u6570\u636e\uff0c\u4fdd\u969c\u6570\u636e\u8d44\u4ea7\u7684\u9ad8\u8d28\u91cf\u3002<\/section>\n<\/li>\n<li><strong>\u6570\u636e\u5e94\u7528\u4e0e\u8d4b\u80fd\uff1a<\/strong><br \/>\n<section>\u57fa\u4e8e\u5e72\u51c0\u3001\u7edf\u4e00\u7684\u6570\u636e\uff0c\u5e73\u53f0\u53ef\u4ee5\u8f7b\u677e\u5b9e\u73b0\u591a\u79cd\u4e0a\u5c42\u5e94\u7528\u3002\u4f8b\u5982\uff0c\u6613\u52df\u79d1\u6280\u7cfb\u7edf\u53ef\u81ea\u52a8\u751f\u6210\u6ee1\u8db3\u76d1\u7ba1\u8981\u6c42\u7684\u5404\u7c7b\u5b9a\u671f\u62a5\u544a\u3001\u4fe1\u606f\u62ab\u9732\u6587\u4ef6\u548c\u5185\u90e8\u7ba1\u7406\u62a5\u8868\u3002BI\u770b\u677f\u5219\u80fd\u591a\u7ef4\u5ea6\u5c55\u793a\u52df\u96c6\u8fdb\u5ea6\u3001\u6295\u8d44\u8005\u753b\u50cf\u3001AUM\u53d8\u5316\u7b49\u5173\u952e\u6307\u6807\uff0c\u4e3a\u7ba1\u7406\u5c42\u51b3\u7b56\u63d0\u4f9b\u6570\u636e\u652f\u6301\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u901a\u8fc7SaaS\u5e73\u53f0\u7684\u5e94\u7528\uff0c\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u7684\u8ba4\u7f34\u6d41\u7a0b\u4ece\u4e00\u4e2a\u52b3\u52a8\u5bc6\u96c6\u578b\u3001\u9ad8\u98ce\u9669\u7684\u624b\u5de5\u8fc7\u7a0b\uff0c\u8f6c\u53d8\u4e3a\u4e00\u4e2a\u6280\u672f\u9a71\u52a8\u3001\u9ad8\u6548\u7387\u3001\u5f3a\u5408\u89c4\u7684\u6570\u5b57\u5316\u6d41\u7a0b\uff0c\u4e3a\u884c\u4e1a\u7684\u89c4\u8303\u5316\u3001\u4e13\u4e1a\u5316\u53d1\u5c55\u5960\u5b9a\u4e86\u575a\u5b9e\u7684\u6280\u672f\u57fa\u7840\u3002<\/p>\n<h1>3. \u7ebf\u4e0a\u8bb0\u5f55\u7684\u6cd5\u5f8b\u4ef7\u503c\u4e0e\u53cc\u91cd\u4fdd\u969c\u673a\u5236\u6784\u5efa<\/h1>\n<p>\u8ba4\u7f34\u6d41\u7a0b\u7684\u5168\u9762\u6570\u5b57\u5316\uff0c\u4e0d\u4ec5\u5e26\u6765\u4e86\u6548\u7387\u548c\u5408\u89c4\u6027\u7684\u63d0\u5347\uff0c\u5176\u4ea7\u751f\u7684\u6d77\u91cf\u7ebf\u4e0a\u8bb0\u5f55\u672c\u8eab\u4e5f\u6784\u6210\u4e86\u673a\u6784\u4e0e\u6295\u8d44\u8005\u7684\u6838\u5fc3\u6570\u5b57\u8d44\u4ea7\u3002\u8fd9\u4e9b\u8bb0\u5f55\u5728\u6743\u76ca\u4fdd\u62a4\u3001\u7ea0\u7eb7\u89e3\u51b3\u548c\u98ce\u9669\u9632\u8303\u65b9\u9762\u5177\u6709\u4e0d\u53ef\u4f30\u91cf\u7684\u4ef7\u503c\u3002\u7ed3\u5408\u521b\u65b0\u7684\u53cc\u91cd\u4fdd\u969c\u673a\u5236\uff0c\u53ef\u4ee5\u6784\u5efa\u4e00\u4e2a\u65e2\u9ad8\u6548\u53c8\u6781\u5176\u7a33\u56fa\u7684\u6295\u8d44\u8005\u5173\u7cfb\u7ba1\u7406\u4f53\u7cfb\u3002<\/p>\n<h2>3.1. \u7ebf\u4e0a\u8bb0\u5f55\uff1a\u6784\u5efa\u4e0d\u53ef\u7be1\u6539\u7684\u201c\u8bc1\u636e\u94fe\u201d<\/h2>\n<p>\u6839\u636e\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u76d1\u7763\u7ba1\u7406\u6682\u884c\u529e\u6cd5\u300b\u7b2c\u4e8c\u5341\u516d\u6761\u89c4\u5b9a\uff0c\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u4eba\u53ca\u76f8\u5173\u670d\u52a1\u673a\u6784\u5e94\u59a5\u5584\u4fdd\u5b58\u6295\u8d44\u51b3\u7b56\u3001\u4ea4\u6613\u548c\u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\u7b49\u65b9\u9762\u7684\u8bb0\u5f55\uff0c\u4fdd\u5b58\u671f\u9650\u81ea\u57fa\u91d1\u6e05\u7b97\u7ec8\u6b62\u4e4b\u65e5\u8d77\u4e0d\u5f97\u5c11\u4e8e10\u5e74\u3002\u7ebf\u4e0a\u5316\u6d41\u7a0b\u5929\u7136\u6ee1\u8db3\u4e86\u8fd9\u4e00\u201c\u5168\u7a0b\u7559\u75d5\u201d\u7684\u76d1\u7ba1\u8981\u6c42\uff0c\u5e76\u5728\u6b64\u57fa\u7840\u4e0a\u63d0\u4f9b\u4e86\u66f4\u9ad8\u5c42\u7ea7\u7684\u8bc1\u636e\u4fdd\u969c\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u8fc7\u7a0b\u5168\u8bb0\u5f55\uff1a<\/strong><br \/>\n<section>SaaS\u7cfb\u7edf\u8bb0\u5f55\u4e86\u6295\u8d44\u8005\u4ece\u6ce8\u518c\u3001\u6d4f\u89c8\u4ea7\u54c1\u3001\u8fdb\u884c\u98ce\u9669\u6d4b\u8bc4\u3001\u4e0a\u4f20\u6750\u6599\u3001\u7b7e\u7f72\u5408\u540c\u5230\u5b8c\u6210\u56de\u8bbf\u7684\u6bcf\u4e00\u4e2a\u64cd\u4f5c\u6b65\u9aa4\uff0c\u5305\u62ec\u64cd\u4f5c\u65f6\u95f4\u3001IP\u5730\u5740\u7b49\u73af\u5883\u4fe1\u606f\u3002\u8fd9\u4e9b\u7cfb\u7edf\u65e5\u5fd7\u6784\u6210\u4e86\u884c\u4e3a\u8fc7\u7a0b\u7684\u5ba2\u89c2\u8bb0\u5f55\u3002<\/section>\n<\/li>\n<li><strong>\u5185\u5bb9\u56fa\u5316\uff1a<\/strong><br \/>\n<section>\u901a\u8fc7\u7b26\u5408\u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u7535\u5b50\u5408\u540c\u4e1a\u52a1\u7ba1\u7406\u529e\u6cd5\uff08\u8bd5\u884c\uff09\u300b\u7684\u7535\u5b50\u7b7e\u7ea6\u5e73\u53f0\uff08\u5982\u6613\u52df\u79d1\u6280\u63d0\u4f9b\u7684\u670d\u52a1\uff09\uff0c\u7b7e\u7f72\u7684\u6bcf\u4e00\u4efd\u6587\u4ef6\u90fd\u5d4c\u5165\u4e86\u6743\u5a01CA\u673a\u6784\u9881\u53d1\u7684\u6570\u5b57\u8bc1\u4e66\u548c\u56fd\u5bb6\u6388\u65f6\u4e2d\u5fc3\u7684\u65f6\u95f4\u6233\u3002\u8fd9\u786e\u4fdd\u4e86\u6587\u4ef6\u5185\u5bb9\u81ea\u7b7e\u7f72\u4e00\u523b\u8d77\u5373\u88ab\u9501\u5b9a\uff0c\u4efb\u4f55\u7be1\u6539\u90fd\u4f1a\u5bfc\u81f4\u7b7e\u540d\u5931\u6548\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u7535\u5b50\u5408\u540c\u4e1a\u52a1\u6280\u672f\u89c4\u8303\uff08\u8bd5\u884c\uff09\u300b)\u3002<\/section>\n<\/li>\n<li><strong>\u53f8\u6cd5\u7ea7\u5b58\u8bc1\uff1a<\/strong><br \/>\n<section>\u5148\u8fdb\u7684\u7535\u5b50\u5408\u540c\u670d\u52a1\u5546\u8fd8\u4f1a\u5c06\u5173\u952e\u7535\u5b50\u6570\u636e\uff08\u5982\u5408\u540c\u54c8\u5e0c\u503c\u3001\u7b7e\u7f72\u65f6\u95f4\u6233\uff09\u540c\u6b65\u81f3\u533a\u5757\u94fe\u6216\u7b2c\u4e09\u65b9\u53f8\u6cd5\u5b58\u8bc1\u5e73\u53f0\u3002\u533a\u5757\u94fe\u7684\u5206\u5e03\u5f0f\u3001\u4e0d\u53ef\u7be1\u6539\u7279\u6027\uff0c\u4e3a\u7535\u5b50\u8bc1\u636e\u63d0\u4f9b\u4e86\u63a5\u8fd1\u4e8e\u201c\u516c\u8bc1\u201d\u7ea7\u522b\u7684\u6cd5\u5f8b\u6548\u529b\uff0c\u6781\u5927\u5730\u589e\u5f3a\u4e86\u5176\u5728\u53f8\u6cd5\u7a0b\u5e8f\u4e2d\u7684\u53ef\u4fe1\u5ea6\u00a0(\u6765\u6e90: \u300a\u79c1\u52df\u6295\u8d44\u57fa\u91d1\u7535\u5b50\u5408\u540c\u4e1a\u52a1\u7ba1\u7406\u529e\u6cd5\uff08\u8bd5\u884c\uff09\u300b\u8d77\u8349\u8bf4\u660e)\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u8fd9\u4e00\u6574\u5957\u7531\u7cfb\u7edf\u65e5\u5fd7\u3001\u52a0\u5bc6\u6587\u4ef6\u3001\u53cc\u5f55\u89c6\u9891\u548c\u7b2c\u4e09\u65b9\u5b58\u8bc1\u6784\u6210\u7684\u591a\u7ef4\u8bc1\u636e\u4f53\u7cfb\uff0c\u5f62\u6210\u4e86\u4e00\u6761\u5b8c\u6574\u3001\u95ed\u73af\u4e14\u96be\u4ee5\u4f2a\u9020\u7684\u201c\u6570\u5b57\u8bc1\u636e\u94fe\u201d\uff0c\u4e3a\u540e\u7eed\u53ef\u80fd\u51fa\u73b0\u7684\u4efb\u4f55\u4e89\u8bae\u63d0\u4f9b\u4e86\u575a\u5b9e\u7684\u4e8b\u5b9e\u57fa\u7840\u3002<\/p>\n<h2>3.2. \u4fdd\u62a4\u5404\u65b9\u6743\u76ca\uff1a\u7ebf\u4e0a\u8bb0\u5f55\u7684\u53f8\u6cd5\u4ef7\u503c<\/h2>\n<p>\u5b8c\u6574\u7684\u6570\u5b57\u8bc1\u636e\u94fe\u5728\u4fdd\u62a4\u79c1\u52df\u57fa\u91d1\u7ba1\u7406\u4eba\u548c\u6295\u8d44\u8005\u53cc\u65b9\u7684\u5408\u6cd5\u6743\u76ca\u65b9\u9762\u53d1\u6325\u7740\u81f3\u5173\u91cd\u8981\u7684\u4f5c\u7528\u3002<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u4fdd\u62a4\u7ba1\u7406\u4eba\uff0c\u9632\u8303\u201c\u7f14\u7ea6\u8fc7\u5931\u201d\u8d23\u4efb\uff1a<\/strong><br \/>\n<section>\u5728\u6295\u8d44\u8005\u9002\u5f53\u6027\u7ea0\u7eb7\u4e2d\uff0c\u7ba1\u7406\u4eba\u662f\u5426\u5145\u5206\u5c65\u884c\u4e86\u201c\u5356\u8005\u5c3d\u8d23\u201d\u4e49\u52a1\u662f\u8d23\u4efb\u8ba4\u5b9a\u7684\u5173\u952e\u3002\u8be6\u5c3d\u7684\u7ebf\u4e0a\u8bb0\u5f55\uff0c\u5982\u98ce\u9669\u6d4b\u8bc4\u8fc7\u7a0b\u3001\u6295\u8d44\u8005\u9010\u6761\u786e\u8ba4\u98ce\u9669\u63ed\u793a\u7684\u89c6\u9891\u3001\u6e05\u6670\u7684\u56de\u8bbf\u5f55\u97f3\u7b49\uff0c\u80fd\u591f\u6e05\u6670\u8bc1\u660e\u7ba1\u7406\u4eba\u5df2\u5411\u6295\u8d44\u8005\u5145\u5206\u8bf4\u660e\u4ea7\u54c1\u98ce\u9669\uff0c\u4e14\u6295\u8d44\u8005\u5df2\u786e\u8ba4\u7406\u89e3\u5e76\u81ea\u613f\u627f\u62c5\u3002\u8fd9\u53ef\u4ee5\u6709\u6548\u5bf9\u6297\u6295\u8d44\u8005\u4ee5\u201c\u672a\u88ab\u5145\u5206\u544a\u77e5\u98ce\u9669\u201d\u4e3a\u7531\u63d0\u51fa\u7684\u7d22\u8d54\uff0c\u907f\u514d\u7ba1\u7406\u4eba\u627f\u62c5\u4e0d\u5e94\u6709\u7684\u7f14\u7ea6\u8fc7\u5931\u6216\u8fdd\u7ea6\u8d23\u4efb\u3002<\/section>\n<\/li>\n<li><strong>\u4fdd\u62a4\u6295\u8d44\u8005\uff0c\u904f\u5236\u201c\u8bef\u5bfc\u9500\u552e\u201d\u884c\u4e3a\uff1a<\/strong><br \/>\n<section>\u53cd\u4e4b\uff0c\u5982\u679c\u7ba1\u7406\u4eba\u7684\u9500\u552e\u884c\u4e3a\u5b58\u5728\u7455\u75b5\uff0c\u4f8b\u5982\u63a8\u4ecb\u4eba\u5458\u5728\u53cc\u5f55\u8fc7\u7a0b\u4e2d\u6709\u8bf1\u5bfc\u6027\u9648\u8ff0\uff0c\u6216\u98ce\u9669\u63ed\u793a\u4e0d\u5145\u5206\uff0c\u8fd9\u4e9b\u884c\u4e3a\u540c\u6837\u4f1a\u88ab\u7ebf\u4e0a\u8bb0\u5f55\u5fe0\u5b9e\u5730\u56fa\u5b9a\u4e0b\u6765\u3002\u6295\u8d44\u8005\u53ef\u4ee5\u6b64\u4e3a\u636e\uff0c\u4e3b\u5f20\u5408\u540c\u65e0\u6548\u6216\u8981\u6c42\u8d54\u507f\uff0c\u6709\u6548\u904f\u5236\u4e86\u201c\u98de\u5355\u201d\u3001\u865a\u5047\u5ba3\u4f20\u7b49\u8fdd\u89c4\u884c\u4e3a\uff0c\u4fdd\u969c\u4e86\u81ea\u8eab\u7684\u77e5\u60c5\u6743\u548c\u9009\u62e9\u6743\u3002<\/section>\n<\/li>\n<li><strong>\u63d0\u5347\u7ea0\u7eb7\u89e3\u51b3\u6548\u7387\uff1a<\/strong><br \/>\n<section>\u5f53\u7ea0\u7eb7\u53d1\u751f\u65f6\uff0c\u76f8\u8f83\u4e8e\u4f9d\u8d56\u6a21\u7cca\u7684\u8bb0\u5fc6\u548c\u96f6\u6563\u7684\u7eb8\u8d28\u6587\u4ef6\uff0c\u8c03\u53d6\u4e00\u4efd\u5b8c\u6574\u7684\u7535\u5b50\u6863\u6848\u80fd\u8fc5\u901f\u8fd8\u539f\u4e8b\u5b9e\u771f\u76f8\u3002\u8fd9\u4e0d\u4ec5\u52a0\u5feb\u4e86\u4ef2\u88c1\u6216\u8bc9\u8bbc\u7684\u8fdb\u7a0b\uff0c\u4e5f\u964d\u4f4e\u4e86\u53cc\u65b9\u7684\u4e3e\u8bc1\u96be\u5ea6\u548c\u8bc9\u8bbc\u6210\u672c\uff0c\u4fc3\u8fdb\u7ea0\u7eb7\u7684\u516c\u6b63\u3001\u9ad8\u6548\u89e3\u51b3\u3002<\/section>\n<\/li>\n<\/ul>\n<h2>3.3. \u53cc\u91cd\u4fdd\u969c\uff1a\u7ebf\u4e0a\u6d41\u7a0b\u4e0e\u7ebf\u4e0b\u786e\u8ba4\u7684\u878d\u5408\u673a\u5236<\/h2>\n<p>\u5c3d\u7ba1\u7ebf\u4e0a\u6d41\u7a0b\u5728\u6548\u7387\u548c\u8bc1\u636e\u56fa\u5b9a\u65b9\u9762\u4f18\u52bf\u663e\u8457\uff0c\u4f46\u8003\u8651\u5230\u90e8\u5206\u9ad8\u51c0\u503c\u6295\u8d44\u8005\uff0c\u5c24\u5176\u662f\u5e74\u9f84\u8f83\u5927\u6216\u4e60\u60ef\u4e8e\u4f20\u7edf\u4ea4\u6613\u65b9\u5f0f\u7684\u7fa4\u4f53\uff0c\u53ef\u80fd\u5bf9\u7eaf\u7cb9\u7684\u6570\u5b57\u5316\u6d41\u7a0b\u62b1\u6709\u7591\u8651\u3002\u4e3a\u4e86\u5f7b\u5e95\u6253\u6d88\u6295\u8d44\u8005\u987e\u8651\uff0c\u5e76\u5efa\u7acb\u6700\u5f3a\u5316\u7684\u6cd5\u5f8b\u4fdd\u969c\uff0c\u6613\u52df\u79d1\u6280\u5728\u5b9e\u8df5\u4e2d\u652f\u6301\u91c7\u7528\u4e00\u79cd\u521b\u65b0\u7684\u201c\u7ebf\u4e0a+\u7ebf\u4e0b\u201d\u53cc\u91cd\u4fdd\u969c\u673a\u5236\u3002<\/p>\n<blockquote><p><strong>\u53cc\u91cd\u4fdd\u969c\u673a\u5236\u5b9a\u4e49\uff1a<\/strong>\u6307\u5728\u5b8c\u6210\u6240\u6709\u7ebf\u4e0a\u8ba4\u7f34\u6d41\u7a0b\uff08\u5305\u62ec\u7535\u5b50\u7b7e\u7ea6\u3001\u53cc\u5f55\u3001\u56de\u8bbf\u7b49\uff09\u540e\uff0c\u7ba1\u7406\u4eba\u5411\u6295\u8d44\u8005\u63d0\u4f9b\u4e00\u4efd\u300a\u8ba4\u7f34\u6d41\u7a0b\u53ca\u6587\u4ef6\u786e\u8ba4\u6e05\u5355\u300b\u3002\u8be5\u6e05\u5355\u7b80\u660e\u627c\u8981\u5730\u5217\u51fa\u6295\u8d44\u8005\u5df2\u5728\u7ebf\u4e0a\u5b8c\u6210\u7684\u6240\u6709\u5173\u952e\u6b65\u9aa4\u548c\u7b7e\u7f72\u7684\u6240\u6709\u6838\u5fc3\u6587\u4ef6\u540d\u79f0\u3002\u6295\u8d44\u8005\u5728\u4ed4\u7ec6\u6838\u5bf9\u540e\uff0c\u4e8e\u8fd9\u4efd\u5b9e\u4f53\u6e05\u5355\u4e0a\u8fdb\u884c\u6700\u7ec8\u7684\u201c\u6e7f\u58a8\u201d\u7b7e\u540d\uff08Wet-ink Signature\uff09\u5e76\u5bc4\u56de\u3002<\/p><\/blockquote>\n<p>\u8fd9\u4e00\u673a\u5236\u7684\u4ef7\u503c\u4f53\u73b0\u5728\uff1a<\/p>\n<ul class=\"list-paddingleft-1\">\n<li><strong>\u5f3a\u5316\u6295\u8d44\u8005\u7684\u6700\u7ec8\u786e\u8ba4\u610f\u613f\uff1a<\/strong><br \/>\n<section>\u624b\u5de5\u7b7e\u7f72\u8fd9\u4e00\u4f20\u7edf\u4e14\u5177\u6709\u4eea\u5f0f\u611f\u7684\u884c\u4e3a\uff0c\u80fd\u591f\u4fc3\u4f7f\u6295\u8d44\u8005\u518d\u6b21\u5ba1\u89c6\u6574\u4e2a\u6295\u8d44\u51b3\u7b56\u8fc7\u7a0b\uff0c\u5728\u5fc3\u7406\u5c42\u9762\u5f62\u6210\u4e00\u9053\u201c\u6700\u7ec8\u9632\u7ebf\u201d\uff0c\u786e\u4fdd\u5176\u6295\u8d44\u610f\u613f\u7684\u771f\u5b9e\u4e0e\u575a\u5b9a\u3002<\/section>\n<\/li>\n<li><strong>\u5f25\u5408\u6570\u5b57\u9e3f\u6c9f\uff1a<\/strong><br \/>\n<section>\u5bf9\u4e8e\u4e0d\u719f\u6089\u6216\u4e0d\u5b8c\u5168\u4fe1\u4efb\u7535\u5b50\u7b7e\u540d\u7684\u6295\u8d44\u8005\uff0c\u4e00\u4efd\u4eb2\u7b14\u7b7e\u7f72\u7684\u7269\u7406\u6587\u4ef6\u63d0\u4f9b\u4e86\u4ed6\u4eec\u6240\u4e60\u60ef\u7684\u201c\u5b89\u5168\u611f\u201d\uff0c\u6709\u6548\u5f25\u5408\u4e86\u6280\u672f\u63a5\u53d7\u5ea6\u7684\u5dee\u5f02\uff0c\u63d0\u5347\u4e86\u5ba2\u6237\u4f53\u9a8c\u3002<\/section>\n<\/li>\n<li><strong>\u6784\u5efa\u65e0\u61c8\u53ef\u51fb\u7684\u8bc1\u636e\u7ec4\u5408\uff1a<\/strong><br \/>\n<section>\u8be5\u673a\u5236\u5f62\u6210\u4e86\u201c\u7ebf\u4e0a\u8fc7\u7a0b\u8bc1\u636e+\u7ebf\u4e0b\u7ed3\u679c\u786e\u8ba4\u201d\u7684\u5b8c\u7f8e\u8bc1\u636e\u7ec4\u5408\u3002\u5373\u4f7f\u5728\u6781\u7aef\u60c5\u51b5\u4e0b\uff0c\u6709\u4eba\u5bf9\u7535\u5b50\u8bc1\u636e\u7684\u6548\u529b\u63d0\u51fa\u6311\u6218\uff0c\u8fd9\u4efd\u7531\u6295\u8d44\u8005\u4eb2\u7b14\u7b7e\u7f72\u7684\u3001\u660e\u786e\u627f\u8ba4\u5df2\u5b8c\u6210\u5168\u90e8\u7ebf\u4e0a\u6d41\u7a0b\u7684\u786e\u8ba4\u51fd\uff0c\u4e5f\u5c06\u6210\u4e3a\u7ba1\u7406\u4eba\u5c65\u884c\u4e86\u5168\u90e8\u544a\u77e5\u548c\u786e\u8ba4\u4e49\u52a1\u7684\u5f3a\u6709\u529b\u4f50\u8bc1\u3002\u5b83\u5c06\u7ebf\u4e0a\u6d41\u7a0b\u7684\u6bcf\u4e00\u4e2a\u73af\u8282\u6253\u5305\uff0c\u5e76\u7531\u6295\u8d44\u8005\u4ee5\u6700\u4f20\u7edf\u3001\u6700\u65e0\u4e89\u8bae\u7684\u65b9\u5f0f\u8fdb\u884c\u4e86\u6574\u4f53\u80cc\u4e66\u3002<\/section>\n<\/li>\n<\/ul>\n<p>\u7efc\u4e0a\u6240\u8ff0\uff0c\u901a\u8fc7SaaS\u5e73\u53f0\u5b9e\u73b0\u8ba4\u7f34\u6d41\u7a0b\u7684\u5168\u9762\u6570\u5b57\u5316\uff0c\u5e76\u8f85\u4ee5\u6700\u7ec8\u7684\u624b\u5de5\u7b7e\u7f72\u786e\u8ba4\uff0c\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u7ba1\u7406\u4eba\u4e0d\u4ec5\u80fd\u5927\u5e45\u63d0\u5347\u8fd0\u8425\u6548\u7387\u3001\u4e25\u5b88\u5408\u89c4\u5e95\u7ebf\uff0c\u66f4\u80fd\u6784\u5efa\u8d77\u4e00\u4e2a\u4fdd\u62a4\u5404\u65b9\u6743\u76ca\u3001\u9002\u5e94\u4e0d\u540c\u6295\u8d44\u8005\u4e60\u60ef\u3001\u5728\u6cd5\u5f8b\u4e0a\u575a\u4e0d\u53ef\u6467\u7684\u73b0\u4ee3\u5316\u52df\u96c6\u7ba1\u7406\u4f53\u7cfb\u3002\u8fd9\u4ee3\u8868\u4e86\u79c1\u52df\u884c\u4e1a\u5728\u76d1\u7ba1\u79d1\u6280\u65f6\u4ee3\u4e0b\uff0c\u5e73\u8861\u521b\u65b0\u3001\u6548\u7387\u3001\u5408\u89c4\u4e0e\u6295\u8d44\u8005\u4fdd\u62a4\u7684\u6700\u4f73\u5b9e\u8df5\u8def\u5f84\u3002<\/p>\n<section data-role=\"paragraph\" data-color=\"#1e9be8\" data-pm-slice=\"0 0 []\">\n<section data-pm-slice=\"0 0 []\">\n<section data-role=\"outer\">\n<section>\n<section data-role=\"outer\" data-pm-slice=\"5 13 []\">\n<section data-role=\"outer\">\n<p style=\"text-align: center;\" data-pm-slice=\"3 3 [&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;paragraph&quot;,&quot;data-color&quot;:&quot;#1e9be8&quot;,&quot;style&quot;:&quot;margin-bottom: 24px;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;style&quot;:&quot;box-sizing: border-box;font-style: normal;font-weight: 400;text-align: justify;font-size: 16px;color: rgb(62, 62, 62);margin-bottom: 24px;&quot;,&quot;data-pm-slice&quot;:&quot;0 0 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;style&quot;:&quot;margin-bottom: 0px;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;style&quot;:&quot;-webkit-tap-highlight-color: transparent;margin-right: 8px;margin-bottom: 24px;margin-left: 8px;outline: 0px;font-size: 16px;letter-spacing: 0.544px;background-color: rgb(255, 255, 255);line-height: 1.75em;font-family: system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;data-pm-slice&quot;:&quot;5 13 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;}]\"><strong>&#8211;\u00a0<\/strong><strong>END<\/strong><strong>\u00a0&#8211;<\/strong><\/p>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<section data-role=\"paragraph\" data-color=\"#1e9be8\" data-pm-slice=\"0 0 []\">\n<section data-role=\"outer\" data-pm-slice=\"0 0 []\">\n<section data-pm-slice=\"0 0 []\">\n<section data-role=\"outer\" data-pm-slice=\"0 0 []\">\n<section>\n<section data-pm-slice=\"11 7 [&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;paragraph&quot;,&quot;data-color&quot;:&quot;#1e9be8&quot;,&quot;style&quot;:&quot;margin-bottom: 24px;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;data-pm-slice&quot;:&quot;0 0 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;style&quot;:&quot;box-sizing: border-box;font-style: normal;font-weight: 400;text-align: justify;font-size: 16px;color: rgb(62, 62, 62);margin-bottom: 24px;&quot;,&quot;data-pm-slice&quot;:&quot;0 0 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;style&quot;:&quot;margin-bottom: 0px;outline: 0px;max-width: 100%;box-sizing: border-box;color: rgb(34, 34, 34);letter-spacing: 0.544px;background-color: rgb(255, 255, 255);visibility: visible;overflow-wrap: break-word !important;font-family:system-ui, -apple-system, BlinkMacSystemFont, Arial, sans-serif;&quot;,&quot;data-pm-slice&quot;:&quot;0 0 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;style&quot;:&quot;outline: 0px;max-width: 100%;box-sizing: border-box;zoom: 1;font-size: 16px;letter-spacing: 0.544px;visibility: visible;overflow-wrap: break-word !important;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;}]\">\n<section data-pm-slice=\"11 6 []\">\n<section>\n<section>\n<section data-pm-slice=\"8 17 [&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;data-pm-slice&quot;:&quot;0 0 []&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{&quot;data-role&quot;:&quot;outer&quot;,&quot;label&quot;:&quot;edit by 135editor&quot;,&quot;style&quot;:&quot;margin-bottom: 0px;letter-spacing: 0.578px;&quot;},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;},&quot;para&quot;,{&quot;tagName&quot;:&quot;section&quot;,&quot;attributes&quot;:{},&quot;namespaceURI&quot;:&quot;http:\/\/www.w3.org\/1999\/xhtml&quot;}]\">\n<section data-pm-slice=\"0 0 []\">\n<section>\n<section>\n<section><\/section>\n<section>\u5c01\u9762\u56fe\u7247\u6765\u6e90\uff1apixabay<\/section>\n<section><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-1709\" src=\"https:\/\/www.anxinlirong.com\/wp-content\/uploads\/2025\/09\/\u516c\u4f17\u53f7-300x300.jpg\" alt=\"\" width=\"116\" height=\"116\" srcset=\"https:\/\/www.anxinlirong.com\/wp-content\/uploads\/2025\/09\/\u516c\u4f17\u53f7-300x300.jpg 300w, https:\/\/www.anxinlirong.com\/wp-content\/uploads\/2025\/09\/\u516c\u4f17\u53f7-150x150.jpg 150w, https:\/\/www.anxinlirong.com\/wp-content\/uploads\/2025\/09\/\u516c\u4f17\u53f7.jpg 344w\" sizes=\"auto, (max-width: 116px) 100vw, 116px\" \/><\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n<\/section>\n","protected":false},"excerpt":{"rendered":"<p>\u672c\u6587\u6765\u6e90\uff1a\u79c1\u52df\u80a1\u6743\u57fa\u91d1\u8ba4\u7f34\u64cd\u4f5c\u6d41\u7a0b\u4e0e\u5408\u89c4\u4fdd\u969c \u76ee\u5f55 1. \u79c1\u52df\u80a1\u6743\u57fa\u91d1\u4f20\u7edf\u8ba4\u7f34\u6d41\u7a0b\u53ca\u5176\u5408\u89c4\u8981\u70b9\u8be6\u89e3 1.1. \u6295\u8d44\u8005\u9002\u5f53\u6027\u7ba1\u7406\uff1a\u8bc6\u522b\u4e0e\u5339\u914d 1.2. \u5ba2\u6237\u5c3d\u804c\u8c03\u67e5\uff1a\u53cd\u6d17\u94b1\uff08AML\uff09\u4e0e\u7a0e\u6536\u5c45\u6c11\u8eab\u4efd\uff08CRS\uff09\u6838\u67e5 1.3. \u98ce\u9669\u63ed\u793a\u4e0e\u5408\u540c\u7b7e\u7f72 &#8230;<\/p>\n","protected":false},"author":1,"featured_media":1692,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-2347","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-industry_trends"],"_links":{"self":[{"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/posts\/2347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2347"}],"version-history":[{"count":1,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/posts\/2347\/revisions"}],"predecessor-version":[{"id":2348,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/posts\/2347\/revisions\/2348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=\/wp\/v2\/media\/1692"}],"wp:attachment":[{"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2347"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2347"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.anxinlirong.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}